Home 9 Moving Tips 9 First Time Home Buyer Tips

First Time Home Buyer Tips

by | Sep 3, 2023

Being a first time home buyer can be a thrilling experience! However, it might also come with a certain level of additional stress, as it’s the case with many situations where one lacks routine and experience. In this article, we will discuss some essential tips for this important milestone to help you make informed decisions and find your dream home.

First time home buyer

Assessing Your Financial Situation

Before you start browsing listings and scheduling home tours, it’s crucial to assess your financial situation. Determine your budget and how much you can afford to spend on a home. Consider additional expenses such as

  • closing costs
  • property taxes
  • and home insurance.

It’s also important to review your credit score and make sure it’s in good standing to qualify for favorable mortgage rates.

If you’re struggling to save for a down payment, consider applying for first-time homebuyer programs that offer financial assistance and lower interest rates. These programs can help make homeownership more affordable and accessible for those who might not otherwise have the means to buy a home. For example, if you live here in Florida, take a look at the Homeownership Assistance Florida (U.S. Department of Housing and Urban Development).

Finding the Right Real Estate Agent

Choosing the right real estate agent can make a significant difference in your home-buying experience. Look for an agent who is experienced, knowledgeable, and has a good reputation in the local market. You want someone who will listen to your needs, give you professional advice, and work to find the right home for you.

When interviewing agents, ask about their experience working with first time home buyers and their approach to the home-buying process. A good agent should be patient, responsive, and willing to answer any questions you have.

An additional option for finding a potential new home is the research via real estate websites like Trulia.com, Zillow.com, Realtor.com, etc. They have the added benefit of giving you a first idea of what kind of home you might be able to achieve considering your budget and location. In addition, these sites usually provide information about the location like available schools and various statistics.

Researching Neighborhoods and Homes

Before making an offer on a home, it’s important to research the neighborhood and surrounding area. Look for information on schools, crime rates, property values, and nearby amenities. This can help you determine whether the location is a good fit for your lifestyle and needs.

When evaluating homes, pay attention to the condition of the property, including its age, maintenance history, and potential repairs or renovations. It’s also important to consider the home’s layout and floor plan to ensure it meets your needs and preferences.

Getting Pre-Approved for a Mortgage

One of the most important steps in the home-buying process is getting pre-approved for a mortgage. This involves submitting an application to a lender who will evaluate your financial situation and determine how much money you qualify to borrow.

Getting pre-approved for a mortgage can help you narrow down your search to homes that fit within your budget and provide leverage when negotiating with the seller. It’s important to shop around for different lenders and compare rates and terms to find the best option for you.

Making an Offer and Negotiating

When you find a home you love, it’s time to make an offer. This involves submitting a written proposal to the seller that outlines your proposed purchase price, contingencies, and any other terms of the sale. Don’t worry, your real estate agent will guide you through this process!

Be open to compromise and willing to walk away if the terms of the sale aren’t favorable.

Home Inspections and Closing

Once your offer is accepted, the next step is to schedule a home inspection. This involves hiring a professional inspector to evaluate the condition of the property and identify any potential issues or repairs that need to be addressed.

If the inspection reveals any major issues, you may have the option to renegotiate the terms of the sale or walk away altogether. Assuming the inspection goes well, the next step is to finalize the sale and close on the property.

Common Mistakes to Avoid as a First Time Home Buyer

As a first-time home buyer, there are several common mistakes to avoid. One of the biggest mistakes is overspending on a home that’s beyond your means. It’s essential to stick to your budget and avoid becoming house poor.

Another mistake is failing to account for additional expenses such as property taxes, home insurance, and maintenance costs. Be sure to factor these expenses into your budget to avoid any surprises down the road.

Moving into your first home with Brothers EZ Moving

Buying your first home is a major accomplishment, and you should take pride in this significant milestone!

Another tip to make the move into your new home as smooth as possible: Hire a professional and reliable moving company! Contact us today for a free quote and more information!

Even more satisfied customers!

Lorie Cura
Lorie Cura
1713223260
Both movers were polite and personable as they hustled and got the job done quickly. I highly recommend this company as they have done 3 moving jobs for me and have been consistently respectful and hardworking.
Noles Unis
Noles Unis
1713129942
Phil and chi chi were awesome. Killed it with our move. Got everything out and into the new place efficiently and even helped put both of our beds together. 100% worth it and a great price. 2nd time using these guys and will definitely be back if I have to move next time. Highly recommend.
Carol Aquino
Carol Aquino
1713041233
I had heard about Brothers EZ Moving from a fellow military spouse who had used them in the past and had a great experience. We have moved a lot over the last two decades and these kinds of referrals go a long way.After submitting a request online for a free estimate, I promptly received a reply from Gary the next business day. The estimate was very reasonable for moving just our big furniture. For me, communication is key. The days and hours leading up to the move, we received calls and texts confirming estimated arrival times. The team they sent on moving day were very professional. Phil and Aydan handled our furniture with such care and took precautions not to damage the house on both ends. The timeframe they estimated it would take from start to finish was spot on. They were in and out in less than 4 hours. I would definitely use them again and would recommend to others in the Riverview/Tampa area.
Morgan Nicola
Morgan Nicola
1712341877
I highly recommend Brothers EZ Moving to anyone looking for a smooth and reliable moving experience. Thank you for making our move a breeze!
Phillip Tori
Phillip Tori
1706890195
I recently hired Brothers EZ Moving and was immensely impressed with their service. Movers Gary and Filmon were the perfect combination of professional, quick, and careful. They handled my belongings with great care, ensuring a smooth, stress-free move. Their punctuality and organization further added to an efficient and hassle-free experience. I highly recommend Gary and Filmon from Brothers EZ Moving for a reliable and effortless moving process.
Ernest Blake
Ernest Blake
1705970909
On time and got the job done quick. Priced reasonably.
Jimmy Hedrick
Jimmy Hedrick
1700686474
We recently used Brothers EZ Moving to move to another state from the Tampa area. We were so happy with the service we received. The entire crew was very professional and handled our belongings with care. Our Forman Matt made sure everything made it safely to our new home 600+ miles away. Compared to other movers we received quotes from, their price was the best. Hiring Brothers EZ Moving was a great decision!
Jimmy Hedrick
Jimmy Hedrick
1700686474
We recently used Brothers EZ Moving to move to another state from the Tampa area. We were so happy with the service we received. The entire crew was very professional and handled our belongings with care. Our Forman Matt made sure everything made it safely to our new home 600+ miles away. Compared to other movers we received quotes from, their price was the best. Hiring Brothers EZ Moving was a great decision!
Becca Raven
Becca Raven
1699570069
Gary and Ryker were so polite and fast! And although they were quick, nothing is damaged.
Evan VanLoozen
Evan VanLoozen
1698958314
Quick and careful packing of items. I Had no problems with my movers Phil and Chichi. They were very fast and professional with no time wasted loading my items. Will definitely recommend.
VXD
VXD
1698878782
I wasn’t able to move my things out of my apartment due to my busy schedule, left out of town & hired these guys to finish the job!!! I would 100% recommend this company !!!!BEST MOVING COMPANY IN TOWN! @TAMPA !!*FAST* RELIABLE* ON TIME
lilli t
lilli t
1698283520
Matt and Gary did his spectacular job moving our three bedroom home. They wrapped everything we requested and showed us respect the whole way through. We would recommend them to anyone.
lilli t
lilli t
1698283520
Matt and Gary did his spectacular job moving our three bedroom home. They wrapped everything we requested and showed us respect the whole way through. We would recommend them to anyone.
Yahni K
Yahni K
1697918584
Really nice guys and speedy with the job we had stairs and they moved everything for us it does help if everything is already boxed and ready to go when they come
Carlos Martinez
Carlos Martinez
1697897694
I used brothers EZ Moving of Tampa services. They were very careful with our stuff, very respectful and very fast. I recommend Gary and Matt. Thank you.
Carlos Martinez
Carlos Martinez
1697897694
I used brothers EZ Moving of Tampa services. They were very careful with our stuff, very respectful and very fast. I recommend Gary and Matt. Thank you.
CP
CP
1697129146
They were quick and careful. They did great! Good pricing. I will definitely use them again!
Lyn Mercer
Lyn Mercer
1696765736
Gary, Aidan and Matt did an excellent job moving my belongings from a second floor storage unit. Gary led the team and had a strategic plan to get the job done efficiently, while making sure everything was moved safely. These guys hustled, running back and forth from unit to elevator. All were very polite and respectful. This is the second time I have used this company and will recommend to family and friends.
Lyn Mercer
Lyn Mercer
1696765736
Gary, Aidan and Matt did an excellent job moving my belongings from a second floor storage unit. Gary led the team and had a strategic plan to get the job done efficiently, while making sure everything was moved safely. These guys hustled, running back and forth from unit to elevator. All were very polite and respectful. This is the second time I have used this company and will recommend to family and friends.
These guys made moving a breeze! Not only did they take good care of my things, but they were all very nice and kind people. They even moved all my house plants with ease. I moved into a 3rd floor (no elevator) which would have been torture to do without these awesome guys!
These guys made moving a breeze! Not only did they take good care of my things, but they were all very nice and kind people. They even moved all my house plants with ease. I moved into a 3rd floor (no elevator) which would have been torture to do without these awesome guys!
Great company and great employees. Alex went above and beyond to make sure my stuff was safe and secure in the truck. No damage to my property at all which I was very very happy about! Showed up on time and got the job done in a timely manner. I would recommend Brothers EZ moving to my family and friends. Thank you for the great moving experience.
Great company and great employees. Alex went above and beyond to make sure my stuff was safe and secure in the truck. No damage to my property at all which I was very very happy about! Showed up on time and got the job done in a timely manner. I would recommend Brothers EZ moving to my family and friends. Thank you for the great moving experience.
Emily Woods
Emily Woods
1694533407
Phil and Cash were amazing! They were very communicative, took care of our furniture, moved quickly and set everything up exactly how we wanted it. I absolutely recommend Brothers EZ Moving of Tampa and would use them again!
Emily Woods
Emily Woods
1694533407
Phil and Cash were amazing! They were very communicative, took care of our furniture, moved quickly and set everything up exactly how we wanted it. I absolutely recommend Brothers EZ Moving of Tampa and would use them again!
Piotr Walaszek
Piotr Walaszek
1694296494
Phil and Matt were very careful with our belonging while also getting the job done very quickly. Highly recommend.
Patryk Klosek
Patryk Klosek
1694278094
second time using them and they killed it as usual! Phil and Matt are dope guys and very efficient
Jay Smith
Jay Smith
1694215911
Phil, Matt, and Cash did great work lugging tons of boxes up 3 floors.
Adrian Williams
Adrian Williams
1694192978
Awesome job EZ Brothers. These fellas were on time, professional, and didn’t waste anytime getting to work. They got the job done in a timely manner. Mr. Phil, Mr. Matt, and Mr. Cash were awesome. Will definitely use them again.
Adrian Williams
Adrian Williams
1694192978
Awesome job EZ Brothers. These fellas were on time, professional, and didn’t waste anytime getting to work. They got the job done in a timely manner. Mr. Phil, Mr. Matt, and Mr. Cash were awesome. Will definitely use them again.
Jared Yarnall
Jared Yarnall
1693679672
These guys were amazing. I highly recommend going with them. Quick in and out and we’re an enjoyment to work with.
Brad Guest
Brad Guest
1693605021
Very impressed with our movers! They were friendly, professional, and efficient. We would highly recommend Phil & his crew!
Dylan Townsley
Dylan Townsley
1693071275
Phil and Chichi did a great job! They were quick and efficient and they didn’t block my neighbor’s driveways.
The team was very efficient and used all resources to achieve success.
Justin Taylor
Justin Taylor
1692375063
Phil and Matt were awesome and a great help with my move. Would use them again and recommend them to anyone looking to move.
Angela Butler
Angela Butler
1692321796
Phil and Matt were great. Really nice guys and so professional..They got my move done within the time quoted. I would definitely use them again.
George Hines
George Hines
1691886664
Phil and Matt did an amazing job with my move. I had a last minute move from Riverview Florida to Clermont, FL, and the gentlemen from BrothersEZmoving were quick to respond, adjust and complete the job with total professionalism, a smile and above my expectations. I’d hired this crew again in a heartbeat, and suggest them to anyone moving.
King Lion
King Lion
1691621164
Such worth the time , travel 🧭, and investment to your self .. I found this as a job to be quite fun, great team .. and you’re counted on, I haven’t found a place like this in years.. Professional. Fast . Commutative. Reliable , and always careful .. we love ❤️ what we do and thanks for having us !
Mike Freeman
Mike Freeman
1691516013
Crew was fast, friendly and careful. Would use them again for sure.
Lee Walters
Lee Walters
1690914705
Phil and Matt are very professional and well organized with their moving skills. Thank you so much for all your hard work in this heat. I greatly appreciate it!!! 10 stars 🌟
Matthew McGory
Matthew McGory
1690905951
The two movers sent to help with my move did an excellent job…would 100% use them on my next move
Phil and Matt did our move and they were both phenomenal. We have moved a lot, and they are easily the best movers we have ever had by a mile!
From ordering the movers thru Shea to the actual move with Phil in charge, the whole experience was smooth, efficient and affordable. Communication from all involved helped keep us informed and when the moving team showed up they took charge and under the direction of Phil, the whole experience took only 2 hours. Everything arrived without any issues. We are extremely pleased with this company and would highly recommend them to everyone.
From ordering the movers thru Shea to the actual move with Phil in charge, the whole experience was smooth, efficient and affordable. Communication from all involved helped keep us informed and when the moving team showed up they took charge and under the direction of Phil, the whole experience took only 2 hours. Everything arrived without any issues. We are extremely pleased with this company and would highly recommend them to everyone.
Melissa Wile
Melissa Wile
1687024213
Awesome experience with Brothers Moving! Chichi and Phil were amazing, punctual, and communicative. Would absolutely hire again.
Andreea Graham
Andreea Graham
1686944600
Phil, ChiChi and Chris were awesome! Very efficient, they powered through all our stuff and more, and saved us a bit on the original estimated time. Would hire them again.
Quick, easy, and painless moving. Courteous and professional team
Mason Kellett
Mason Kellett
1686762219
Fast easy move! Phil, ChiChi and Chris worked super efficiently while taking great care of our belongings. Would definitely hire again.
Amanda Holbrook
Amanda Holbrook
1686761606
We had a great experience with Brothers EZ moving! Phil, ChiChi, and Chris were excellent. Very efficient and careful with our stuff. Couldn’t recommend more!
Brian Gray
Brian Gray
1686690995
Great quality movers. It was very easy to receive a quote and set up a move date. Our movers were very responsive and got us into our new place in no time at all. Definitely recommend.
Brian Gray
Brian Gray
1686690995
Great quality movers. It was very easy to receive a quote and set up a move date. Our movers were very responsive and got us into our new place in no time at all. Definitely recommend.
Amber Gray
Amber Gray
1686690893
This company recently helped us move. They were quick and professional, and overall did an excellent job.
Patti Alley
Patti Alley
1684695357
Excellent moving experience! Shea was great with communication from start to finish. Phil and Terrell were very conscious of my concerns with some of my valuable pieces, and went above and beyond to make sure everything was placed properly and not damaged. I would hire them again in a heartbeat. Very personable and nice guys, Thanks!!!
James Grimsley
James Grimsley
1669659454
WOW is the single word that sums up the amazing experience that Phil, Aydan, John, Shelton, and Gary provided during our second move with Brothers EZ Moving! The team moved us about 7 years ago and did an awesome job so when it was time to move again this past week there was no question we would hire them again. Well let me tell you, we thought the first experience was good, but this time was EVEN BETTER! Given we had a lot of stuff to be moved we hired them to both Pack and Move us and these guys are here to serve the customer and are all about making sure we were happy every step of the way. They communicated where they were, they worked two 13 hour days to get it done, never complained, didn't take breaks and were all around great to have in our home helping us! Plus all the little things they did that you wouldn't think of, like making sure all the boxes were in rows where you could access them from either side to make unpacking easier! By the end I hardly remembered I hired them as they all felt like good friends. It is rare to find a company you can hire and be completely satisfied, but I promise you, these guys will do that!! Don't think twice about going with these guys and if I were you I would request Phil, Aydan, John, Shelton, and Gary to come do your move!!!
Next Reviews
js_loader